Commercial Lending Exploration

1. Personal Information

Start with the primary buyer/guarantor. Add any spouse, partner, co-borrower, guarantor, or business owner who will be part of the application.

First NameLast NameEmailPhoneDate of BirthSocial Security NumberDriver's License NumberDriver's License StateStreet AddressCity/State/ZipCountyCredit ScoreEmployer / OccupationBusiness Phone

Past foreclosure, bankruptcy, judgments, or pending lawsuits?Explain if yes

Additional Individuals / Guarantors

2. Personal Financial Statement

Enter personal assets, liabilities, income, expenses, and disclosures. Use dollar amounts. Leave no blanks; enter “0” or “None” when applicable.

Assets & Liabilities

Cash / DepositsU.S. Government ObligationsOther InvestmentsRetirement Assets / IRA / 401(k)Life Insurance Cash ValueReal Estate ValueAutos / Machinery / Other AssetsBusiness InterestsMortgage Notes PayableOther Notes / LoansCredit Cards / Open AccountsTaxes Due

Annual Income & Expenses

Salary, Wages, CommissionsBusiness IncomeRents / RoyaltiesInvestment IncomeMortgage or Rent ExpenseIncome Taxes Insurance Premiums Property Taxes

Other assets, liabilities, trusts, leases, guarantees, cosigned debts, or disclosures

3. Loan Request & Transaction

Loan Amount RequestedLoan PurposeRequested TermAmortizationDown Payment AmountSource of Down Payment

Use of funds / transaction notes

4. Business Being Purchased

Tell us what is being purchased and what is included. This helps determine whether the loan is supported by business collateral, real estate collateral, or both.

Seller-provided items: Some questions and documents may need to be provided by the seller, including business debts, business leases, and business tax returns for the last 3 years.

Business NameIndustry / Type of BusinessBusiness AddressYears in OperationPurchase PriceEstimated EBITDA / Cash FlowSeller NameExecuted Contract?

What is being purchased? Describe assets included, FF&E, inventory, goodwill, licenses, contracts, and any collateral Buyer experience in this industry

5. Business Debt & Leases

List all installment debts, notes, mortgages, capital leases, and operating/property leases. Enter “NA” if none. The seller may need to provide this information.

6. Real Estate / Property Details

Complete this section if real estate is included in the purchase, pledged as collateral, or relevant to the business location.

Property address is the same as the business address.

Subject Property AddressProperty Type / C of O Owner Occupied?New Construction?Building SizeLot SizeStories# Residential Units# Commercial/Retail UnitsResidential Monthly Rent Commercial Monthly Rent Annual TaxesAnnual Insurance

Tenants, vacancies, leases, expenses, environmental concerns, auto/gas/dry cleaner use

7. Document Checklist & Uploads

Important: All IDs require front and back copies. For all documents, include every page, even blank pages. Upload what you have now; any missing item will be included in a reminder checklist.

Seller Information & Documents

The seller may need to provide several items before the lender can fully review the business purchase. Upload each item below when available, or request the documents directly from the seller.

Seller Contact NameSeller Email

Email the seller a secure upload link so the seller can provide the requested documents directly. I need to return later to provide seller information/documents.

You may return to your continuation link for up to 5 days to complete the form and document uploads. If you select the seller email option, the seller will only see the seller/business document upload page.

Notes about available or missing documents

8. Certification & E-Signature

Completing this form does not guarantee approval and is not a loan commitment. Final approval depends on lender review, underwriting, documentation, collateral, credit, cash flow, and program guidelines.

I certify the information is true and authorize review, verification, and credit/business due diligence as applicable.Typed Legal Name